Do you think only wealthy people need a financial plan? Well think again! If you have an income and have expenses, then you need a financial plan! It will only take a few minutes to create and it’s easier than you think.
Many times, we fall into the misconception that only people with a lot of money need a financial or savings plan, but like the Chupacabra or el Coco, these are myths – we all need to have a plan to live carefree.
So when I learned that brightpeak has designed a financial profile available to all, I decided to try it. As the first step to start saving, you can complete yours by visiting MoneyMyth.org.
brightpeak is a new company built for people – not for profit. It took me less than five minutes to answer some questions online, and in return I got my financial profile with some resources and tips to help make the best decision to live with confidence and generosity.
Below is an example of what the brightpeak plan recommended for my situation, which included some articles to read and learn about more choices.
After receiving my profile, I signed up to the $500 savings challenge, which is a free 7-day email program in which you receive the best savings tips and recommendations.
In my first email, I received recommendations on what to look for in a savings account. One of the tips they gave me is to have a separate account from my regular bank account, so that I can have automatic deposits each month and grow my savings fund for contingencies.
You can also choose to save either for your retirement fund, to buy a house, or for education. Do not be put off by the fear of those money myths. Check out the next picture with the money myth busters.
Dare to create your financial plan by answering three questions on the brightpeak website and subscribe for more financial advice according to your needs.
brightpeak financial is a Division of Thrivent Financial, a membership of Christians founded more than a century ago. Today Thrivent ranks 318 in the Fortune 500 list (June 2016), is rated A ++ (the highest of 16 ratings) by A.M. Best, and is listed Among the World’s Most Ethical Companies by Ethisphere.
This is a sponsored campaign written by me on behalf of brightpeak financial and WeAllGrow Latina. The opinions and text are all mine.